Appraisal services for Sacramento and Sacramento County homeowners

See the top seven reasons CA homeowners call on GMF Appraisals, Inc:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Sacramento county's assessment of your propertyworth
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Sacramento county or CA

Do you own a home in or near Sacramento? Do you need help determining the price of your real estate?
Contact GMF Appraisals, Inc.

At GMF Appraisals, Inc, we understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at GMF Appraisals, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At GMF Appraisals, Inc, we're veterans in helping clients just like you rid themselves of unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other houses nearby. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from GMF Appraisals, Inc is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. GMF Appraisals, Inc can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.